Academic and Industry Papers
We curate some of the world’s leading research in Finance, Technology and Education.
The Role of The Government in Education
Education lies at the centre of economic and social growth and we believe that in order for this education to create an impact at scale, it is essential for the government to play an active role. This academic and industry paper will feature our findings on prominent initiatives by governments and recommendations for improvement.
AI in Finance : Putting the Human in the Loop
Finance has become one of the most globalized and digitized sectors of the economy. It is also one of the most regulated of sectors, especially since the 2008 Global Financial Crisis. Globalization, digitization and money are propelling AI in finance forward at an ever increasing pace. This paper develops a regulatory roadmap for understanding and addressing the increasing role of AI in finance, focusing on human responsibility: the idea of “putting the human in the loop” in order in particular to address “black box” issues.
Open Banking and Fintech
Open banking is rapidly transforming the finance industry, with significant growth in adoption and innovation, with the global open banking market is expected to reach $43.15 billion by 2026, growing at a CAGR of 24.4% from 2019 to 2026. Through APIs, open banking fosters greater transparency, competition, and customer-centric solutions by encouraging banks and fintech companies to collaborate. This shift is leading to the development of personalised financial products, improved payment services, and enhanced financial management tools.
