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	<title>online course Archives - CFTE</title>
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	<title>online course Archives - CFTE</title>
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	<item>
		<title>Why CFTE’s eXtrapreneurship Programme is your Best Bet to Build Entrepreneurial Skills</title>
		<link>https://blog.cfte.education/why-cftes-extrapreneurship-programme-is-your-best-bet-to-build-entrepreneurial-skills/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=why-cftes-extrapreneurship-programme-is-your-best-bet-to-build-entrepreneurial-skills</link>
		
		<dc:creator><![CDATA[Urvi Bathia]]></dc:creator>
		<pubDate>Mon, 01 Feb 2021 09:24:29 +0000</pubDate>
				<category><![CDATA[CFTE News]]></category>
		<category><![CDATA[Entrepreneurship]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[CFTE Blog]]></category>
		<category><![CDATA[Extraprenership]]></category>
		<category><![CDATA[online course]]></category>
		<category><![CDATA[Technology and Entrepreneurship]]></category>
		<guid isPermaLink="false">https://blog.cfte.education/?p=16437</guid>

					<description><![CDATA[<p>If you are looking to build the skills and competencies to think like an entrepreneur or are determined to change &#8230; <a href="https://blog.cfte.education/why-cftes-extrapreneurship-programme-is-your-best-bet-to-build-entrepreneurial-skills/" class="btn btn-readmore">Read More <span class="screen-reader-text"> "Why CFTE’s eXtrapreneurship Programme is your Best Bet to Build Entrepreneurial Skills"</span></a></p>
<p>The post <a href="https://blog.cfte.education/why-cftes-extrapreneurship-programme-is-your-best-bet-to-build-entrepreneurial-skills/">Why CFTE’s eXtrapreneurship Programme is your Best Bet to Build Entrepreneurial Skills</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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<p>If you are looking to build the skills and competencies to think like an entrepreneur or are determined to change the way you work for the better, CFTE’s Extrapreneurship programme is the perfect course for you. For those unaware of the revolutionary concept of ‘<a href="https://blog.cfte.education/what-is-extrapreneurship-2/">Extrapreneurship</a>’, it is an idea that combines the best of both worlds &#8211; that of an intrapreneur and an entrepreneur. The goal of an Extrapreneur is to deliver current services or products, or to boost a certain metric, be it productivity, efficiency or profitability for a particular organisation, without the company contracting it to full-time staff. Thus, being an extrapreneur lets one jump into the boots of an interim-entrepreneur who is driven to problem solve and innovate and help organisations meet their goal. These organisations have a relatively sound foundation which also drastically reduces the risk of failure as compared to a start-up. Being an extrapreneur allows burgeoning entrepreneurs to get their feet wet, or seasoned intrapreneurs to spread their wings and fly with a higher chance of long-term sustainability.</p>



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<h2 class="wp-block-heading">What is CFTE’s Extrapreneurship Programme?</h2>



<p>The Extrapreneurship programme is structured as a 8-week curriculum where participants work remotely, on a part time basis to solve a real-world problem statement set by a high-growth company. This year participants have the chance to work on a problem statement set by the tech giant, Uber. </p>



<p>The programme is an amalgamation of 4 sprints: Understand, Design, Execute and Deliver. This structure allows participants to apply agile product development practices as they focus on delivering the final project. The exciting part of the programme is the opportunity to work collaboratively to strategically solve the problem, in groups of 5 that will comprise of leading professionals around the globe. Throughout the programme participants will have the support of experts from CFTE and executives from Uber to help bolster their innovative and entrepreneurial thinking.</p>



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<h2 class="wp-block-heading">What are the Advantages of CFTE’s Extrapreneurship Programme?</h2>



<div class="wp-block-media-text alignwide is-stacked-on-mobile" style="grid-template-columns:32% auto"><figure class="wp-block-media-text__media"><img fetchpriority="high" decoding="async" width="500" height="500" src="https://blog.cfte.education/wp-content/uploads/2021/02/1-1.png" alt="" class="wp-image-16444 size-full" srcset="https://blog.cfte.education/wp-content/uploads/2021/02/1-1.png 500w, https://blog.cfte.education/wp-content/uploads/2021/02/1-1-300x300.png 300w, https://blog.cfte.education/wp-content/uploads/2021/02/1-1-150x150.png 150w, https://blog.cfte.education/wp-content/uploads/2021/02/1-1-331x331.png 331w" sizes="(max-width: 500px) 100vw, 500px" /></figure><div class="wp-block-media-text__content">
<h2 class="wp-block-heading" style="font-size:20px">Developing an Entrepreneurial Mindset</h2>
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<p class="has-text-align-left">The programme will give you exposure to unforeseen challenges and opportunities in the real world of business, providing you with the knowledge you need to build your own venture or implement new strategies in your current organisation.</p>



<div class="wp-block-media-text alignwide has-media-on-the-right is-stacked-on-mobile" style="grid-template-columns:auto 36%"><figure class="wp-block-media-text__media"><img decoding="async" width="500" height="500" src="https://blog.cfte.education/wp-content/uploads/2021/02/6-1.png" alt="" class="wp-image-16447 size-full" srcset="https://blog.cfte.education/wp-content/uploads/2021/02/6-1.png 500w, https://blog.cfte.education/wp-content/uploads/2021/02/6-1-300x300.png 300w, https://blog.cfte.education/wp-content/uploads/2021/02/6-1-150x150.png 150w, https://blog.cfte.education/wp-content/uploads/2021/02/6-1-331x331.png 331w" sizes="(max-width: 500px) 100vw, 500px" /></figure><div class="wp-block-media-text__content">
<h3 class="wp-block-heading" style="font-size:20px">Learning by Doing</h3>
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<p>You will be confronted with a real problem statement of a successful startup, Uber and expected to research, analyse, test and pitch a real solution to impact their new business model.</p>



<div class="wp-block-media-text alignwide is-stacked-on-mobile" style="grid-template-columns:38% auto"><figure class="wp-block-media-text__media"><img decoding="async" width="500" height="500" src="https://blog.cfte.education/wp-content/uploads/2021/02/Innovation.png" alt="" class="wp-image-16451 size-full" srcset="https://blog.cfte.education/wp-content/uploads/2021/02/Innovation.png 500w, https://blog.cfte.education/wp-content/uploads/2021/02/Innovation-300x300.png 300w, https://blog.cfte.education/wp-content/uploads/2021/02/Innovation-150x150.png 150w, https://blog.cfte.education/wp-content/uploads/2021/02/Innovation-331x331.png 331w" sizes="(max-width: 500px) 100vw, 500px" /></figure><div class="wp-block-media-text__content">
<h3 class="wp-block-heading" style="font-size:20px">Mastering Innovation Frameworks</h3>
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<p>To improve the speed and quality of project delivery you will have the chance to adopt innovative work tools and methodologies like design thinking, lean startup methodology and agile frameworks.</p>



<div class="wp-block-media-text alignwide has-media-on-the-right is-stacked-on-mobile" style="grid-template-columns:auto 39%"><figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="500" height="500" src="https://blog.cfte.education/wp-content/uploads/2021/02/2-1.png" alt="" class="wp-image-16449 size-full" srcset="https://blog.cfte.education/wp-content/uploads/2021/02/2-1.png 500w, https://blog.cfte.education/wp-content/uploads/2021/02/2-1-300x300.png 300w, https://blog.cfte.education/wp-content/uploads/2021/02/2-1-150x150.png 150w, https://blog.cfte.education/wp-content/uploads/2021/02/2-1-331x331.png 331w" sizes="(max-width: 500px) 100vw, 500px" /></figure><div class="wp-block-media-text__content">
<h3 class="wp-block-heading" style="font-size:20px">Building a Strong Team&nbsp;</h3>
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<p>You get the chance to work &#8211; intensely &#8211; with senior professionals from top institutions around the world and get access to experts from CFTE and business leaders at Uber.</p>



<div class="wp-block-media-text alignwide is-stacked-on-mobile" style="grid-template-columns:34% auto"><figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="500" height="500" src="https://blog.cfte.education/wp-content/uploads/2021/02/4.png" alt="" class="wp-image-16453 size-full" srcset="https://blog.cfte.education/wp-content/uploads/2021/02/4.png 500w, https://blog.cfte.education/wp-content/uploads/2021/02/4-300x300.png 300w, https://blog.cfte.education/wp-content/uploads/2021/02/4-150x150.png 150w, https://blog.cfte.education/wp-content/uploads/2021/02/4-331x331.png 331w" sizes="(max-width: 500px) 100vw, 500px" /></figure><div class="wp-block-media-text__content">
<h3 class="wp-block-heading" style="font-size:20px">A Real Challenge that will Boost your Capabilities&nbsp;</h3>
</div></div>



<p>You will face ambiguity, steep deadlines, a new work environment and complex business issues. The programme will give you the strength and capacities to take on the next challenge in your career.</p>



<div class="wp-block-media-text alignwide has-media-on-the-right is-stacked-on-mobile" style="grid-template-columns:auto 36%"><figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="500" height="500" src="https://blog.cfte.education/wp-content/uploads/2021/02/3.png" alt="" class="wp-image-16450 size-full" srcset="https://blog.cfte.education/wp-content/uploads/2021/02/3.png 500w, https://blog.cfte.education/wp-content/uploads/2021/02/3-300x300.png 300w, https://blog.cfte.education/wp-content/uploads/2021/02/3-150x150.png 150w, https://blog.cfte.education/wp-content/uploads/2021/02/3-331x331.png 331w" sizes="(max-width: 500px) 100vw, 500px" /></figure><div class="wp-block-media-text__content">
<h3 class="wp-block-heading" style="font-size:20px">Accessing the Latest Knowledge in the Field</h3>
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<p>This programme will help you learn how rapidly expanding technology companies analyse and later solve customer pain points.</p>



<div class="wp-block-media-text alignwide is-stacked-on-mobile" style="grid-template-columns:33% auto"><figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="500" height="500" src="https://blog.cfte.education/wp-content/uploads/2021/02/5.png" alt="" class="wp-image-16454 size-full" srcset="https://blog.cfte.education/wp-content/uploads/2021/02/5.png 500w, https://blog.cfte.education/wp-content/uploads/2021/02/5-300x300.png 300w, https://blog.cfte.education/wp-content/uploads/2021/02/5-150x150.png 150w, https://blog.cfte.education/wp-content/uploads/2021/02/5-331x331.png 331w" sizes="(max-width: 500px) 100vw, 500px" /></figure><div class="wp-block-media-text__content">
<h3 class="wp-block-heading" style="font-size:20px">Experiencing the Thrill of Entrepreneurship Without Leaving your Job</h3>
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<p>Since the programme is designed to be delivered on a part-time basis, you have the opportunity to think and work like an entrepreneur while keeping your job.&nbsp;</p>



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<h2 class="wp-block-heading">How Does CFTE’s Extrapreneurship Programme Compare to other Entrepreneurship Programmes?</h2>



<div class="wp-block-columns is-layout-flex wp-container-5 wp-block-columns-is-layout-flex">
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<figure class="wp-block-table font-size:14px is-style-stripes"><table class="has-fixed-layout"><thead><tr><th class="has-text-align-left" data-align="left"> </th><th class="has-text-align-left" data-align="left"><span class="has-inline-color has-vivid-red-color">CFTE</span></th><th class="has-text-align-left" data-align="left">Havard</th><th class="has-text-align-left" data-align="left">Oxford</th><th class="has-text-align-left" data-align="left">LBS</th></tr></thead><tbody><tr><td class="has-text-align-left" data-align="left">Programme Name</td><td class="has-text-align-left" data-align="left"><strong><span class="has-inline-color has-vivid-red-color">eXtrapreneurship</span></strong></td><td class="has-text-align-left" data-align="left"><strong>Entrepreneurship Essentials</strong></td><td class="has-text-align-left" data-align="left"><strong>Entrepreneurship, Venture Creation</strong></td><td class="has-text-align-left" data-align="left"><strong>Entrepreneurial Edge</strong></td></tr><tr><td class="has-text-align-left" data-align="left"><br>Location<br></td><td class="has-text-align-left" data-align="left">Online</td><td class="has-text-align-left" data-align="left">Online</td><td class="has-text-align-left" data-align="left">Online</td><td class="has-text-align-left" data-align="left">Online</td></tr><tr><td class="has-text-align-left" data-align="left"><br>Cost<br></td><td class="has-text-align-left" data-align="left">£999 (Early Bird Price)</td><td class="has-text-align-left" data-align="left">£765</td><td class="has-text-align-left" data-align="left">£2200</td><td class="has-text-align-left" data-align="left">£1850</td></tr><tr><td class="has-text-align-left" data-align="left"><br>Length<br></td><td class="has-text-align-left" data-align="left">8 weeks</td><td class="has-text-align-left" data-align="left">4 weeks</td><td class="has-text-align-left" data-align="left">6 weeks</td><td class="has-text-align-left" data-align="left">12 weeks</td></tr><tr><td class="has-text-align-left" data-align="left"><br>Time Commitment<br></td><td class="has-text-align-left" data-align="left"><strong>5</strong> hours a week (Part-time)</td><td class="has-text-align-left" data-align="left"><strong>7.5 </strong>hours a week</td><td class="has-text-align-left" data-align="left"><strong>7–10</strong> hours a week</td><td class="has-text-align-left" data-align="left"><strong>5-8</strong> hours a week</td></tr><tr><td class="has-text-align-left" data-align="left"><br>Exposure to a high-growth company?<br></td><td class="has-text-align-left" data-align="left"><span style="color:#049761" class="has-inline-color">Yes</span></td><td class="has-text-align-left" data-align="left">No</td><td class="has-text-align-left" data-align="left">No</td><td class="has-text-align-left" data-align="left">No</td></tr><tr><td class="has-text-align-left" data-align="left"><br>Opportunity to interact with global industry experts?<br></td><td class="has-text-align-left" data-align="left"><span style="color:#049761" class="has-inline-color">Yes</span></td><td class="has-text-align-left" data-align="left">No</td><td class="has-text-align-left" data-align="left">No</td><td class="has-text-align-left" data-align="left">No</td></tr><tr><td class="has-text-align-left" data-align="left"><br>Theoretical or Practical Learning?<br></td><td class="has-text-align-left" data-align="left">Practical</td><td class="has-text-align-left" data-align="left">Theoretical</td><td class="has-text-align-left" data-align="left">Theoretical</td><td class="has-text-align-left" data-align="left">Theoretical &amp; Practical</td></tr><tr><td class="has-text-align-left" data-align="left"><br>Opportunity to work with global leading professionals?<br></td><td class="has-text-align-left" data-align="left"><span style="color:#049761" class="has-inline-color">Yes</span></td><td class="has-text-align-left" data-align="left">No</td><td class="has-text-align-left" data-align="left">No</td><td class="has-text-align-left" data-align="left"><span style="color:#049761" class="has-inline-color">Yes</span></td></tr></tbody></table></figure>
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<p>If you are a professional eager to get a taste of entrepreneurship, or strive to build your own venture one day, this <strong>programme beats any other entrepreneurship</strong> <strong>programme </strong>on the market. By having the opportunity to dive into the world of a high-growth company and strategically solve complex problems, you are bound to give your business mindset a reboot. In a world where collaboration is key to gaining knowledge, the Extrapreneurship programme is designed to do just this &#8211; by encouraging team building and learning. By giving you a chance to work with leading professionals worldwide and be mentored by global industry experts, you will undoubtedly leave the programme with a wealth of knowledge. All these benefits coupled with the flexibility of completing the course part-time, gives you the right balance to focus on your job while you build the skills you need for the future.&nbsp;</p>



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<h2 class="has-text-align-center has-text-color wp-block-heading" style="color:#b71524"><strong>Are you ready to be an eXtrapreneur?</strong></h2>



<p class="has-text-align-center">Get ready to build an arsenal of skills to champion the next disruption in business with Uber. Find out what you can expect from CFTE X Uber&#8217;s eXtrapreneurship programme!&nbsp;</p>



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<h2 class="wp-block-heading">Latest Posts</h2>


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		<title>Chatbots: Traditional vs Conversational AI-powered</title>
		<link>https://blog.cfte.education/chatbots-traditional-vs-conversational-ai-powered/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=chatbots-traditional-vs-conversational-ai-powered</link>
		
		<dc:creator><![CDATA[Christina Connell]]></dc:creator>
		<pubDate>Wed, 07 Oct 2020 09:18:58 +0000</pubDate>
				<category><![CDATA[AI]]></category>
		<category><![CDATA[CFTE Blog]]></category>
		<category><![CDATA[chatbot in Banking]]></category>
		<category><![CDATA[chatbot in Finance]]></category>
		<category><![CDATA[chatbot strategy]]></category>
		<category><![CDATA[chatbots]]></category>
		<category><![CDATA[chatbots in Banking]]></category>
		<category><![CDATA[chatbots in Finance]]></category>
		<category><![CDATA[conversational AI]]></category>
		<category><![CDATA[conversational AI in Banking]]></category>
		<category><![CDATA[conversational AI in Finance]]></category>
		<category><![CDATA[online course]]></category>
		<category><![CDATA[virtual agents]]></category>
		<guid isPermaLink="false">https://cfte.education/?p=15362</guid>

					<description><![CDATA[<p>Have you fallen into the trap of thinking chatbots and conversational AI are the same thing? Don’t worry, you are &#8230; <a href="https://blog.cfte.education/chatbots-traditional-vs-conversational-ai-powered/" class="btn btn-readmore">Read More <span class="screen-reader-text"> "Chatbots: Traditional vs Conversational AI-powered"</span></a></p>
<p>The post <a href="https://blog.cfte.education/chatbots-traditional-vs-conversational-ai-powered/">Chatbots: Traditional vs Conversational AI-powered</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
]]></description>
										<content:encoded><![CDATA[
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<p><strong>Have you fallen into the trap of thinking chatbots and conversational AI are the same thing? </strong>Don’t worry, you are not the only one.</p>



<p>It might come as a surprise to many to realise that, although sometimes used interchangeably, the terms “chatbot” and “conversational AI” don’t actually mean exactly the same. In fact, these two terms don’t even fall into the same classification! Chatbots are computer programmes. They can be rule-based or AI-based. So conversational AI is just one of the different technologies that can power chatbots.</p>



<p>What you are really trying to understand is <strong>how rule-based or keyword-based chatbots compare to AI-led chatbots.</strong></p>



<p>To spare you from making the same mistake again, we have broken down here what rule-based chatbots and conversational AI chatbots really are, and where their difference lies.</p>



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<h2 class="wp-block-heading" style="font-size:24px">What are rule-based chatbots and conversational AI chatbots?</h2>



<p>Chatbots are computer programmes that simulate a human conversation. They are the pop-up chat that appears on the corner of a website, your bank’s customer support chat, the automated voice which asks you to state your issue before directing you to the right human agent when you call a contact centre. Ultimately, chatbots and conversational AI are the new way in which customer service is automated, providing you support around the clock.</p>



<p>However, rule-based chatbots and the ones using conversational AI differ in their abilities and how they are programmed. They both work differently from one another. Here is how.</p>



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<h2 class="wp-block-heading" style="font-size:24px">How do chatbots work?</h2>



<p>An easy way to understand how keyword-based chatbots work is thinking of them as flow charts. Chatbots works thanks to a team behind the bot that feeds it with keyword questions and predetermined answers to those. Each answer is automated in advance to lead to the next response.</p>



<p>This way, the chatbot will know, for instance, that when you request to see your bank account it should offer you a login link or a forgot password option. Depending on which you take, the next display of answers will vary. For example, selecting the forgot password option might trigger the chatbot to offer a recovery option via email or phone, and what you choose will lead to another pre-programmed action.</p>



<p>This works well for simple tasks like finding certain information within a bank’s website. However, keyword-led chatbots do not allow for queries that fall out of their programming and so the team must have foreseen and programmed the bot for any possible customer query.</p>



<p>Traditional chatbots are keywords-based and they do not understand a customer intent if it is not formulated exactly as the team has programmed it. Thus, chatbots can result in customers being frustrated as the limited scope of the bot means it is not always capable of resolving the customer’s issue.</p>



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<h2 class="wp-block-heading" style="font-size:24px">How does conversational AI work?</h2>



<p>Conversational AI chatbots use Natural Language Processing (NLP) and Automatic Semantic Understanding (ASU) to understand the clients’ needs no matter how they phrase it. Unlike the traditional chatbots, conversational AI does not require each exact query to be preprogrammed and it will understand what the client wants no matter how it is worded. This means that the bot using AI will understand that you want to see your bank statements either if you typed “bank statements” or “I’d like to see my accounts for the past month”. It will even understand you if you mispelled something in your message!</p>



<p>Conversational AI will also learn the more it interacts with clients. This means that, with time, it will understand language better and be more efficient at providing customers the assistance they need. </p>



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<h2 class="wp-block-heading" style="font-size:24px">What are the differences between keyword-based and conversational AI chatbots?</h2>



<p>How traditional and AI-powered chatbots work results in a substantial difference between them. Here are the main differences you should know:</p>



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<figure class="wp-block-table aligncenter is-style-stripes"><table class="has-fixed-layout"><thead><tr><th class="has-text-align-center" data-align="center">Traditional</th><th class="has-text-align-center" data-align="center"><strong>Chatbots</strong></th><th class="has-text-align-center" data-align="center">Conversational AI-led</th></tr></thead><tbody><tr><td class="has-text-align-center" data-align="center">Keyword-based</td><td class="has-text-align-center" data-align="center"><strong>How do they work?</strong></td><td class="has-text-align-center" data-align="center">Natural Language Processing</td></tr><tr><td class="has-text-align-center" data-align="center">Limited scalability</td><td class="has-text-align-center" data-align="center"><strong><strong>How scalable are they?</strong></strong></td><td class="has-text-align-center" data-align="center">Unlimited scalability</td></tr><tr><td class="has-text-align-center" data-align="center">Must be trained explicitly</td><td class="has-text-align-center" data-align="center"><strong><strong>How are they updated?</strong></strong></td><td class="has-text-align-center" data-align="center">Learns from each interaction</td></tr><tr><td class="has-text-align-center" data-align="center">Button-focused interaction</td><td class="has-text-align-center" data-align="center"><strong><strong>How do customers interact with them?</strong></strong></td><td class="has-text-align-center" data-align="center">Text and voice</td></tr><tr><td class="has-text-align-center" data-align="center">Only what it has been pre-trained to</td><td class="has-text-align-center" data-align="center"><strong><strong>How much can them understand?</strong></strong></td><td class="has-text-align-center" data-align="center">Almost anything, thanks to Automatic Semantic Understanding</td></tr></tbody></table></figure>



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<h2 class="wp-block-heading" style="font-size:24px">What are the use cases of conversational AI in banking?</h2>



<p>The use cases of conversational AI in banking are many. Consider the following:</p>



<ul style="font-size:16px"><li>Helping customers speed up and reduce friction in their credit cards or loans applications.</li><li>Manage personal finances: from viewing your account balance, to making transactions or paying bills, conversational AI can help you do this easily.</li><li>Alert customers of possible fraudulent activity in their accounts and validate with the client this unusual activity. In the case of confirmed fraud, the bot can automate the cancellation and issue of a new card.</li><li>Offer personalised prices and rewards to customers to nurture customer loyalty.</li><li>Provide basic answers to customer queries, helping them navigate the bank’s website. This can range from “how to apply to a loan” or “where to login”.</li><li>Send reminders to customers for when their bills are due, for example.</li><li>Provide insights into the customer’s expending habits, recurring expenses and more.</li></ul>



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<h2 class="wp-block-heading" style="font-size:24px">What are the benefits of conversational AI in banking?</h2>



<p>The ultimate benefit of conversational AI in banking is a better customer experience. This is enabled by 3 interconnected factors.</p>



<ul><li><strong>A better interface for queries</strong></li></ul>



<p>Conversational AI allows for an enhanced customer experience thanks to its ability to allow customers to engage via text, now one of the preferred communication methods. It also allows for customer support to be available 24/7, and it is simple and efficient to use.</p>



<ul><li><strong>Shorter waiting times</strong></li></ul>



<p>By automating a high-volume of customer interactions, conversational AI frees up capacity for human customer service. This all results in shorter waiting times for both the customers talking to the bot and those in line with a human agent. Shorter waiting times means happier customers.</p>



<ul><li><strong>Efficient human support</strong></li></ul>



<p>As a result of all of this, human agents can resolve more queries in less time and have a constant stream of information that can aid them in their duties. Overall, support to the client is faster and tailored to their needs and preferences.</p>



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<h2 class="wp-block-heading" style="font-size:24px">Share our infographic to help your network understand the difference between chatbots and conversational AI</h2>



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<h2 class="has-text-align-center wp-block-heading" style="font-size:24px"><span style="color:#b71524" class="has-inline-color">Go a step beyond: learn more about Conversational AI in banking with CFTE’s short online course</span></h2>



<p class="has-text-align-center">A technology that is already enabling for a more efficient and improved customer experience in banking should not be overlooked now that banks are challenged by incumbents offering a much friendlier banking experience.</p>



<p class="has-text-align-center">Discover more about conversational AI programmes and how you can implement them in your business with our short online course on <a rel="noreferrer noopener" href="https://my.cfte.education/courses/conversational-ai-in-banking?utm_source=blog&amp;utm_medium=website&amp;utm_campaign=chatbot%20article%20in-article%20conv%20ai%20promo" target="_blank">Conversational AI in Banking</a>.</p>



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<p>The post <a href="https://blog.cfte.education/chatbots-traditional-vs-conversational-ai-powered/">Chatbots: Traditional vs Conversational AI-powered</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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		<title>Wells Fargo’s Executive Vice President, Secil Watson, teaches in world’s first Open Banking Specialisation</title>
		<link>https://blog.cfte.education/wells-fargos-executive-vice-president-secil-watson-teaches-in-worlds-first-open-banking-specialisation/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=wells-fargos-executive-vice-president-secil-watson-teaches-in-worlds-first-open-banking-specialisation</link>
		
		<dc:creator><![CDATA[Paul Putscher]]></dc:creator>
		<pubDate>Fri, 21 Aug 2020 11:22:05 +0000</pubDate>
				<category><![CDATA[Open Banking]]></category>
		<category><![CDATA[API]]></category>
		<category><![CDATA[cfte]]></category>
		<category><![CDATA[CFTE News]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Fintech]]></category>
		<category><![CDATA[online course]]></category>
		<category><![CDATA[short online course]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[wells fargo]]></category>
		<category><![CDATA[what is Open Banking]]></category>
		<guid isPermaLink="false">https://cfte.education/?p=14721</guid>

					<description><![CDATA[<p>[For Immediate Release] London, 21th of August 2020&#8230; According to Business Insider, £6.5 billion of incumbent banks’ revenue in the &#8230; <a href="https://blog.cfte.education/wells-fargos-executive-vice-president-secil-watson-teaches-in-worlds-first-open-banking-specialisation/" class="btn btn-readmore">Read More <span class="screen-reader-text"> "Wells Fargo’s Executive Vice President, Secil Watson, teaches in world’s first Open Banking Specialisation"</span></a></p>
<p>The post <a href="https://blog.cfte.education/wells-fargos-executive-vice-president-secil-watson-teaches-in-worlds-first-open-banking-specialisation/">Wells Fargo’s Executive Vice President, Secil Watson, teaches in world’s first Open Banking Specialisation</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>[For Immediate Release] <em>London, 21th of August 2020&#8230; </em>According to Business Insider, £6.5 billion of incumbent banks’ revenue in the UK is under threat of being scooped up by fintechs and challenger banks. With intense competition from new tech players and other incumbent banks, it has never been more essential for a bank to adopt open banking as part of its strategy. Large banking institutions like DBS, Société Générale and Wells Fargo have embraced this practice and set it at the core of their strategy.&nbsp;<br /></p>


<p>The key challenge faced by incumbent banks in implementing open banking is the transformation of their legacy structure and processes. However in a world where customers are seeking personalised services, these legacy structures are unable to generate customer satisfaction. This is where open banking comes in and allows financial institutions to differentiate themselves from the mass market product offerings, that are still largely characteristic of incumbent banks.&nbsp;&nbsp;&nbsp;&nbsp;<br /></p>


<p>The third course of the Open Banking specialisation, <em>Business Models and Transformation of Incumbents</em>, is delivered by Secil Watson, Executive Vice President and Head of Digital Solutions for Business at Wells Fargo.&nbsp;<br /></p>


<p>Secil currently leads the Commercial Electronic Office<img src="https://s.w.org/images/core/emoji/14.0.0/72x72/2122.png" alt="™" class="wp-smiley" style="height: 1em; max-height: 1em;" /> portal for Commercial Banking which transacts over $14tr payments annually. She also leads the Wells Fargo Gateway for open banking APIs, which processed 1.6bn data calls in 2019. In the past, she has managed key enterprise channels for consumers, businesses and commercial customers including wellsfargo.com and managed digital product P&amp;Ls including Billpay. She has also grown new channels and capabilities from infancy, including mobile, P2P payments, fraud prevention and Open APIs.&nbsp;&nbsp;<br /></p>


<p>In her 18 years at Wells Fargo, Secil has transformed the bank digitally and brings with her deep knowledge on the transformation of incumbents. Her expertise will allow learners to get an understanding of the ways in which incumbent banks can leverage open banking to catalyse digital transformation in their organisations.&nbsp;<br /></p>


<p class="has-text-align-center has-medium-font-size">In the words of Secil, “<em>I believe new open banking use cases and ecosystems will transform banking and payments and allow incumbents to continue to compete by enabling them to deliver more relevant, convenient and secure solutions for their customers.</em>”</p>


<h4 class="wp-block-heading"><strong>Details about <em>Business Models and Transformation of Incumbents</em></strong></h4>


<p>The course aims to provide an understanding of the ways in which incumbent banks are undergoing a digital transformation by utilising open banking. The course not only provides information on the development of the strategies used by these banks but also, delves deeper into the execution of these strategies. The content covers use cases of incumbent banks that have successfully undergone this digital transformation. Through further highlighting of success factors, learners are able to get a direct understanding of the formula that contributes towards catalysing this transformation.&nbsp;&nbsp;&nbsp;</p>


<p><strong>The experts that played a key role in the creation of this course are:&nbsp;</strong></p>


<ul><li>Liz Oakes (Executive Vice President, Mastercard). Who leads Mastercard’s long-term strategy for Product &amp; Innovation to deliver the best customer experience through co-innovation, partnerships and M&amp;A.</li></ul>


<ul><li>Jitendra Tekchandni (Executive Director and Head of Open Banking at DBS Bank). Who is currently building an Open Banking ecosystem in Singapore.</li></ul>


<ul><li>Claire Calmejane (Chief Innovation Officer at Societe Generale). Who leads SocGen’s Open Banking strategy with the recent acquisitions of the API-provider Trezzor and the french FinTech Shine.</li></ul>


<h4 class="wp-block-heading"><strong>Details about <em>Open Banking &amp; Platforms in Finance</em> Specialisation&nbsp;</strong></h4>


<p><em>Business Models and Transformation of Incumbents </em>is only the third course in the “Open Banking &amp; Platforms in Finance” specialisation launched by CFTE.&nbsp;</p>


<p>The specialisation is the world’s first online programme in Open Banking, created in collaboration with industry leaders, and curated with feedback from hundreds of industry experts globally. Through this specialisation, learners can get the essential knowledge to understand and successfully apply the practice of Open banking to their jobs.&nbsp;</p>


<p>The course lectures are delivered in a video format, accompanied by bitesize expert interviews. Reading materials and assessment quizzes help learners explore a topic further and test their knowledge as they progress.</p>


<p><strong>The five courses in the specialisation and their lecturers are:</strong></p>


<ol><li><em><a href="https://my.cfte.education/courses/course-1-an-industry-overview-of-openbanking?utm_source=website&amp;utm_medium=blog&amp;utm_campaign=course%201%20blog%20pr">An Industry Overview of Open Banking</a></em>, taught by Paul Rohan, Head of Business Strategy Finance, Google Cloud Apigee&nbsp;</li><li><em><a href="https://my.cfte.education/courses/course-2-business-models-and-implementation-of-new-entrants">Business Model and Implementation of New Entrants</a>,&nbsp;</em>taught by Anna Maj, Fintech Leader &amp; Advisor</li><li><em><a href="https://my.cfte.education/courses/course-3-business-models-and-transformation-of-incumbents">Business Model and Transformation of Incumbents</a>,&nbsp;</em>taught by Secil Watson, Head of Digital Solutions for Business, Wells Fargo</li><li><em><a href="https://my.cfte.education/courses/course-4-regulations-standards-and-operational-risks">Regulation, Standards and Operational Risks</a>,&nbsp;</em>taught by Carlos Figueredo, Founder and CEO, Open Vector</li><li><em><a href="https://my.cfte.education/courses/course-5-technology-and-security">Technology and Security</a></em>&nbsp;taught by Stephan Murer, ex-Group CTO at UBS and CEO of Murer Consulting&nbsp;</li></ol>


<p>Upon completion of each of the five courses, participants will achieve the complete specialisation and receive a certificate.&nbsp;</p>


<p>For more details on the course/specialisation and to enrol, click <a href="https://my.cfte.education/bundles/open-banking-and-finance-specialisation">here</a>. Alternatively, you can contact us at <strong>admissions@cfte.education</strong>.&nbsp;<br />For more information to train your organisation, contact us at <strong>partners@cfte.education</strong></p>


<hr class="wp-block-separator"/>


<div class="wp-block-file aligncenter"><a href="https://cfte.education/?attachment_id=14726" target="_blank" rel="noreferrer noopener"><a rel="noreferrer noopener" href="https://cfte.education/63c8081d-957f-4d7f-b9ef-be99a0a63cba" target="_blank"><strong><em>Download CFTE Open Banking and Platforms Specialisation </em>Brochure</strong></a></a><a href="https://cfte.education/wp-content/uploads/2020/08/OBP_Speclisation_Brochure.pdf" class="wp-block-file__button" download>Download</a></div>


<div class="wp-block-file"><a href="https://cfte.education/wp-content/uploads/2020/08/Open-Banking-and-Platforms-course-3-press-release.pdf" target="_blank" rel="noreferrer noopener"><a href="https://cfte.education/wp-content/uploads/2020/08/Paul-Rohan-Course-1-Open-Banking.pdf">Download the official Press Release</a></a><a href="https://cfte.education/wp-content/uploads/2020/08/Open-Banking-and-Platforms-course-3-press-release.pdf" class="wp-block-file__button" download>Download</a></div>


<p><em>For more updates, follow us on&nbsp;<a href="https://www.linkedin.com/school/cfte_edu/">Linkedin</a>,&nbsp;<a href="https://www.facebook.com/CFTE.Education/">Facebook</a>&nbsp;and&nbsp;<a href="https://twitter.com/cfte_edu">Twitter</a></em>.</p>


<p>To receive updates directly in your inbox, join our newsletter!</p>


<h4 class="wp-block-heading">Latest Posts:</h4>

<ul class="wp-block-latest-posts__list wp-block-latest-posts"><li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/the-eu-ai-acts-august-2026-milestone-is-your-workforce-ai-literate/">The EU AI Act’s August 2026 Milestone: Is Your Workforce AI Literate?</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/global-women-in-ai-launches-hong-kong-chapter-at-leap-east-2026/">Global Women in AI Launches Hong Kong Chapter at LEAP East 2026</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/agentic-ai-in-financial-services-governance-has-to-move-from-policy-to-operating-model/">Agentic AI in Financial Services: Governance Has to Move From Policy to Operating Model</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/ai-governance-is-not-the-brake-it-is-the-way-forward/">AI Governance Is Not the Brake. It Is the Way Forward.</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/uk-finance-and-cfte-launch-new-offering-to-build-ai-capability-across-uk-financial-services/">UK Finance and CFTE Launch New Offering to Build AI Capability Across UK Financial Services</a></li>
</ul><p>The post <a href="https://blog.cfte.education/wells-fargos-executive-vice-president-secil-watson-teaches-in-worlds-first-open-banking-specialisation/">Wells Fargo’s Executive Vice President, Secil Watson, teaches in world’s first Open Banking Specialisation</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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		<title>Google Apigee&#039;s Head of Strategy for Finance, Paul Rohan, teaches Open Banking in an online course</title>
		<link>https://blog.cfte.education/google-apigees-head-of-strategy-for-finance-paul-rohan-teaches-open-banking-in-an-online-course/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=google-apigees-head-of-strategy-for-finance-paul-rohan-teaches-open-banking-in-an-online-course</link>
		
		<dc:creator><![CDATA[Paul Putscher]]></dc:creator>
		<pubDate>Fri, 07 Aug 2020 14:49:09 +0000</pubDate>
				<category><![CDATA[Open Banking]]></category>
		<category><![CDATA[Apigee]]></category>
		<category><![CDATA[APIs]]></category>
		<category><![CDATA[CFTE News]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[online course]]></category>
		<category><![CDATA[short online courses]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[what is Open Banking]]></category>
		<guid isPermaLink="false">https://cfte.education/?p=14643</guid>

					<description><![CDATA[<p>Open Banking is a game-changing innovation. With a global market so pivotal that it generated $7.29 billion in 2018 and … <a href="https://blog.cfte.education/google-apigees-head-of-strategy-for-finance-paul-rohan-teaches-open-banking-in-an-online-course/" rel="noopener noreferrer">Read more</a></p>
<p>The post <a href="https://blog.cfte.education/google-apigees-head-of-strategy-for-finance-paul-rohan-teaches-open-banking-in-an-online-course/">Google Apigee&#039;s Head of Strategy for Finance, Paul Rohan, teaches Open Banking in an online course</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>Open Banking is a game-changing innovation. With a global market so pivotal that it generated $7.29 billion in 2018 and is expected to reach $43.15 billion by 2026. The first month of 2020 saw Plaid&#8217;s 5.3Bn acquisition, followed 6 months later by Mastercard buying Finicity, showing the industry&#8217;s interest in acquiring the Fintech enablers of Open Banking. Large banking institutions like DBS, Société Générale and Wells Fargo have embraced this practice and set it at the core of their strategy. Australia took their first step towards Open banking, and finance professionals continue to hold innumerable Zoom events trying to understand what it truly means for the future of their industry, over lockdown.</p>



<p>Market changes and regulatory prominence in finance have resulted in hundreds of Fintech startups and traditional organisations shifting towards Open Banking in the last two years alone. The Open Banking market size is projected to grow at a 24.4% CAGR. Yet, despite such significant growth, the industry still faces challenges in implementing the right strategy for their organisation, due to a knowledge gap. Curated in collaboration with industry-wide experts, CFTE presents the industry&#8217;s first Open Banking and Platforms in Finance specialisation to overcome this issue.</p>



<p>The first course of the specialisation, <em>An Industry Overview of Open Banking</em>, is delivered by Paul Rohan, Head of Business Strategy Finance at Google Cloud Apigee.&nbsp;</p>



<p>Paul&#8217;s focus lies on examining the impact of the API economy and digital ecosystems on the banking industry’s growth, market structures and bank governance. At Google, he advises finance customers globally on developing holistic business strategies. Previously, he owned a consulting firm that helped Incumbent Payment Service Providers refine their distribution strategies in an Open banking ecosystem, and supported non-bank service providers entering the payments ecosystem.</p>



<p class="has-text-align-center has-very-dark-gray-color has-text-color" style="font-size:17px"><em>&#8220;We live in a connected world and customers increasingly expect their favourite brands to work together to provide personalised and connected digital experiences. Open Banking is how banks will participate in these connected experiences. These customer expectations impact banking just like they impact all service providers, so it is vitally important that financial professionals are well educated on the key characteristics of Open Banking&#8221;</em> said Paul Rohan</p>



<p>With 20 years of experience at hand, Paul brings rich expertise in Course 1 of the specialisation to help learners acquire an understanding of the basic principles of Open banking.</p>



<h4 class="wp-block-heading"><strong>Details about <em>An Industry Overview of Open Banking</em></strong></h4>



<p>The course aims to provide an introduction to the practice of Open banking and platforms in finance. Learners will take away an extensive understanding of how Open Banking is transforming the competitive and strategic landscape of the industry. The content delves into the impact of platforms on financial services and the management of regulatory risks for organisations. Learners gain an insight into the implementation methods developed by both traditional financial institutions and new players entering the Open banking space. With a focus on real-life case studies from the industry, learners will uncover business models that originate from the platform ecosystem and success metrics to track the performance.</p>



<p>Through collaboration with experts in the industry, this course serves as a one-stop-shop for an end-to-end foundation on open banking and platforms.&nbsp;</p>



<p><strong>The experts that played a key role in the creation of this course are:&nbsp;</strong></p>



<ul><li>Paolo Sironi, Global Research Leader, Banking and Finance at IBM. A member of the IBM Industry Academy and one of the most respected voices in the FinTech industry.</li></ul>



<ul><li>Leon Muis, Chief Business Officer at Yolt. Made Yolt the first Third Party Provider to connect to Open Banking in the UK.</li></ul>



<ul><li>Jitendra Tekchandni, Executive Director and Head of Open Banking at DBS Bank. Currently building an Open Banking ecosystem in Singapore.</li></ul>



<ul><li>Claire Calmejane, Chief Innovation Officer at Societe Generale. Leads SocGen’s Open Banking strategy with the recent acquisitions of the API-provider Trezzor and the french fintech Shine.</li></ul>



<h4 class="wp-block-heading"><strong>Details about <em>Open Banking &amp; Platforms in Finance</em> Specialisation&nbsp;</strong></h4>



<p><em>An Industry Overview of Open Banking</em> is only the first course in the “Open Banking &amp; Platforms in Finance” specialisation launched by CFTE.&nbsp;</p>



<p>The specialisation is the world’s first online programme in Open Banking, created in collaboration with industry leaders, and curated with feedback from hundreds of industry experts globally. Through this specialisation, learners can get the essential knowledge to understand and successfully apply the practice of Open banking to their jobs.&nbsp;</p>



<p>The course lectures are delivered in a video format, accompanied by bitesize expert interviews. Reading materials and assessment quizzes help learners explore a topic further and test their knowledge as they progress.</p>



<p><strong>The five courses in the specialisation and their lecturers are:</strong></p>



<ol><li><em><a href="https://my.cfte.education/courses/course-1-an-industry-overview-of-openbanking?utm_source=website&amp;utm_medium=blog&amp;utm_campaign=course%201%20blog%20pr">An Industry Overview of Open Banking</a></em>, taught by Paul Rohan, Head of Business Strategy Finance, Google Cloud Apigee&nbsp;</li><li><em><a href="https://my.cfte.education/courses/course-2-business-models-and-implementation-of-new-entrants">Business Model and Implementation of New Entrants</a>, </em>taught by Anna Maj, Fintech Leader, ex-PWC&nbsp;</li><li><em><a href="https://my.cfte.education/courses/course-3-business-models-and-transformation-of-incumbents">Business Model and Transformation of Incumbents</a>, </em>taught by Secil Watson, Head of Digital Solutions for Business, Wells Fargo</li><li><em><a href="https://my.cfte.education/courses/course-4-regulations-standards-and-operational-risks">Regulation, Standards and Operational Risks</a>, </em>taught by Carlos Figueredo, Founder and CEO, Open Vector</li><li><em><a href="https://my.cfte.education/courses/course-5-technology-and-security">Technology and Security</a></em>  taught by Stephan Murer, ex-Group CTO at UBS and CEO of Murer Consulting&nbsp;</li></ol>



<p>Upon completion of each of the five courses, participants will achieve the complete specialisation and receive a certificate.&nbsp;</p>



<p>For more details on the course/specialisation and to enrol, click <a href="https://my.cfte.education/bundles/open-banking-and-finance-specialisation?utm_source=website&amp;utm_medium=blog&amp;utm_campaign=specialisation%20blog%20pr(course%201)">here</a>. Alternatively, you can contact us at <strong>admissions@cfte.education</strong>.&nbsp;</p>



<p>For more information to train your organisation, contact us at <strong>partners@cfte.education</strong>.<br></p>



<div class="wp-block-file aligncenter"><a href="https://cfte.education/63c8081d-957f-4d7f-b9ef-be99a0a63cba" target="_blank" rel="noreferrer noopener"><strong><em>Download CFTE Open Banking and Platforms Specialisation Brochure</em></strong></a><a href="blob:https://cfte.education/63c8081d-957f-4d7f-b9ef-be99a0a63cba" class="wp-block-file__button" download>Download</a></div>



<hr class="wp-block-separator"/>



<div class="wp-block-file"><a href="https://cfte.education/wp-content/uploads/2020/08/Paul-Rohan-Course-1-Open-Banking.pdf">Download the official Press Release</a><a href="https://cfte.education/wp-content/uploads/2020/08/Paul-Rohan-Course-1-Open-Banking.pdf" class="wp-block-file__button" download>Download</a></div>



<p><em>For more updates, follow us on&nbsp;<a href="https://www.linkedin.com/school/cfte_edu/">Linkedin</a>,&nbsp;<a href="https://www.facebook.com/CFTE.Education/">Facebook</a>&nbsp;and&nbsp;<a href="https://twitter.com/cfte_edu">Twitter</a></em>.</p>



<p>To receive updates directly in your inbox, join our newsletter!</p>



<h4 class="wp-block-heading">Latest Posts:</h4>


<ul class="wp-block-latest-posts__list wp-block-latest-posts"><li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/the-eu-ai-acts-august-2026-milestone-is-your-workforce-ai-literate/">The EU AI Act’s August 2026 Milestone: Is Your Workforce AI Literate?</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/global-women-in-ai-launches-hong-kong-chapter-at-leap-east-2026/">Global Women in AI Launches Hong Kong Chapter at LEAP East 2026</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/agentic-ai-in-financial-services-governance-has-to-move-from-policy-to-operating-model/">Agentic AI in Financial Services: Governance Has to Move From Policy to Operating Model</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/ai-governance-is-not-the-brake-it-is-the-way-forward/">AI Governance Is Not the Brake. It Is the Way Forward.</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/uk-finance-and-cfte-launch-new-offering-to-build-ai-capability-across-uk-financial-services/">UK Finance and CFTE Launch New Offering to Build AI Capability Across UK Financial Services</a></li>
</ul><p>The post <a href="https://blog.cfte.education/google-apigees-head-of-strategy-for-finance-paul-rohan-teaches-open-banking-in-an-online-course/">Google Apigee&#039;s Head of Strategy for Finance, Paul Rohan, teaches Open Banking in an online course</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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		<title>AI in Finance: Private Banking Masterclass by Philip Watson</title>
		<link>https://blog.cfte.education/ai-in-finance-private-banking-masterclass-by-philip-watson/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=ai-in-finance-private-banking-masterclass-by-philip-watson</link>
		
		<dc:creator><![CDATA[Paul Putscher]]></dc:creator>
		<pubDate>Thu, 23 Jul 2020 10:28:50 +0000</pubDate>
				<category><![CDATA[AI]]></category>
		<category><![CDATA[Fintech]]></category>
		<category><![CDATA[AI Applications]]></category>
		<category><![CDATA[AI in Finance]]></category>
		<category><![CDATA[artificial intelligence]]></category>
		<category><![CDATA[CFTE Blog]]></category>
		<category><![CDATA[CFTE Blogs]]></category>
		<category><![CDATA[citi group]]></category>
		<category><![CDATA[Innovation]]></category>
		<category><![CDATA[online course]]></category>
		<category><![CDATA[Philip Watson]]></category>
		<category><![CDATA[short online courses]]></category>
		<guid isPermaLink="false">https://cfte.education/?p=14566</guid>

					<description><![CDATA[<p>If the past couple of months have proven anything, it is that AI is on the rise in what the … <a href="https://blog.cfte.education/ai-in-finance-private-banking-masterclass-by-philip-watson/" rel="noopener noreferrer">Read more</a></p>
<p>The post <a href="https://blog.cfte.education/ai-in-finance-private-banking-masterclass-by-philip-watson/">AI in Finance: Private Banking Masterclass by Philip Watson</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>If the past couple of months have proven anything, it is that AI is on the rise in what the new Finance world concerns. Only last week UiPath, a Robotic Process Automation (RPA) company, raised another $250 million reaching a $10billion valuation. A CFTE research shows some banks such as Ant Financial, to be up to 100 times more efficient than others in terms of the customer/employee ratio, due to the application of AI technologies throughout their services. With more and more businesses investing in their AI strategies, it is vital for the financial services workforce to stay on their toes, with the latest industry knowledge. For this sole reason CFTE has delivered its first free, online Masterclass on AI in Finance applied to Private Banking, with Philip Watson.</p>


<h4 class="wp-block-heading"><em>About Philip Watson</em></h4>


<p>Philip Watson is the Head of Global Investment Lab and the Chief Innovation Officer at Citi Private Bank, he is also a Senior Lecturer in CFTE’s AI in Finance Specialisation . Philip has 20 years of experience in Finance. He is the Head of the Global Investment Lab, which provides expert advice to ultra high net worth individuals and their family offices on portfolio construction, risk management and investment strategy. He is also the Chief Innovation Officer and supports clients by sharing insights and perspectives on key trends and emerging technologies.&nbsp;</p>


<p>His work at Citi, has led Philip and his team to win the PWN Wealth Tech Awards 2020, establishing Citi as the best Private Bank for Big Data Analytics and Artificial Intelligence. Equipped with these experiences, Philip has a strong focus on developing and implementing AI in Banking, particularly in Private Banking.&nbsp;</p>


<h4 class="wp-block-heading"><em>Masterclass: A new format of live learning events</em></h4>


<p>Through the format of Masterclasses, CFTE is offering a content-packed session, designed to teach optimally, whilst granting attendees a preview of what our courses deliver. In the Masterclass by Philip, he provided deep insights&nbsp; not only into his perception of the importance and use of AI in Private Banking, but also within his firm. Interestingly, at Citi the ideation phase of a new development for a process begins at a basic level where the application is determined by tasks that appear time-inefficient or human capital inefficient. Therefore, he strongly believes that “<strong>AI does not replace people but instead augments people.</strong>”&nbsp;</p>


<div class="wp-block-image"><figure class="aligncenter size-large is-resized"><img loading="lazy" decoding="async" src="https://cfte.education/wp-content/uploads/2020/07/Thumbnails-blog-26-1024x538.png" alt="" class="wp-image-14624" width="608" height="319"/><figcaption><em>Philip Watson explaining the right AI adoption mindset within organisations</em></figcaption></figure></div>


<p>Post-ideation and development phase, he further argued the importance of successfully implementing AI in an organisation. For this implementation, embedding an aligned culture will be essential towards achieving this. Key ways this can be done is by focusing on partnerships with external companies, or alternatively,&nbsp; hosting hackathons. Citi has been able to successfully build this culture by creating its own Venture Capital fund that invests in entrepreneurs and brings fresh ideas into the company. Apart from partnerships, he emphasised on other ways to successfully implement AI in an organisation including providing a framework to support growth, building awareness among the employees and ensuring everyone remains connected to new ideas. Thus in summation, Philip emphasised the importance of Planning, People and Partnerships in being able to deliver AI in a meaningful way in any organization.&nbsp;</p>


<hr class="wp-block-separator"/>


<p>In order to give a more in-depth understanding on this subject, CFTE’s AI in Finance Specialisation breaks down different topics and explores each one separately. Philip Watson is a Senior Lecturer for this specialisation. He&nbsp; brings his expertise to our course and teaches everything on the AI revolution that is happening in finance. This specialisation is also curated by industry experts such as Stephan Murer, Ex-CTO of UBS, alongside Dr. Ayesha Khanna CEO of ADDO AI,&nbsp; Jon-Tzen Ng, Chief Strategy &amp; Innovation Officer at Pig Ann Technology, and Dr. Winnie Cheng, Chief Data Scientist at IO-Tahoe. The AI in Finance specialisation gives a global outlook of AI concepts across it’s numerous and diverse applications, for financial professionals to remain competitive in the new era of finance. With these kinds of Masterclasses, you’ll be able to gain knowledge, and a sneak peak of our specialisation. In alignment with CFTE’s strategies, we want to enable professionals to get ahead in the industry, and Masterclasses are just one of the ways in which you can achieve that. You can find more information by clicking on the button below.</p>


<div class="wp-block-file aligncenter"><a href="https://cfte.education/wp-content/uploads/2020/08/AIiF_Brochure_2020.pdf" target="_blank" rel="noreferrer noopener"><strong><em>Download CFTE AI in Finance Brochure </em></strong></a><a href="https://cfte.education/wp-content/uploads/2020/08/AIiF_Brochure_2020.pdf" class="wp-block-file__button" download>Download</a></div>


<p><em>For more updates, follow us on&nbsp;<a href="https://www.linkedin.com/school/cfte_edu/">Linkedin</a>,&nbsp;<a href="https://www.facebook.com/CFTE.Education/">Facebook</a>&nbsp;and&nbsp;<a href="https://twitter.com/cfte_edu">Twitter</a></em>.</p>


<h4 class="wp-block-heading">Latest Posts:</h4>

<ul class="wp-block-latest-posts__list wp-block-latest-posts"><li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/the-eu-ai-acts-august-2026-milestone-is-your-workforce-ai-literate/">The EU AI Act’s August 2026 Milestone: Is Your Workforce AI Literate?</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/global-women-in-ai-launches-hong-kong-chapter-at-leap-east-2026/">Global Women in AI Launches Hong Kong Chapter at LEAP East 2026</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/agentic-ai-in-financial-services-governance-has-to-move-from-policy-to-operating-model/">Agentic AI in Financial Services: Governance Has to Move From Policy to Operating Model</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/ai-governance-is-not-the-brake-it-is-the-way-forward/">AI Governance Is Not the Brake. It Is the Way Forward.</a></li>
<li><a class="wp-block-latest-posts__post-title" href="https://blog.cfte.education/uk-finance-and-cfte-launch-new-offering-to-build-ai-capability-across-uk-financial-services/">UK Finance and CFTE Launch New Offering to Build AI Capability Across UK Financial Services</a></li>
</ul><p>The post <a href="https://blog.cfte.education/ai-in-finance-private-banking-masterclass-by-philip-watson/">AI in Finance: Private Banking Masterclass by Philip Watson</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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		<title>The Secret to Successful Innovation in an age of Fintech Disruption?</title>
		<link>https://blog.cfte.education/how-to-innovate/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-innovate</link>
					<comments>https://blog.cfte.education/how-to-innovate/#respond</comments>
		
		<dc:creator><![CDATA[cfteadmin]]></dc:creator>
		<pubDate>Tue, 10 Apr 2018 14:27:05 +0000</pubDate>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Fintech]]></category>
		<category><![CDATA[agile]]></category>
		<category><![CDATA[Around Fintech in 8 hours]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[CFTE Blog]]></category>
		<category><![CDATA[Claire Calmejane]]></category>
		<category><![CDATA[Dab Liebau]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Innovation]]></category>
		<category><![CDATA[online course]]></category>
		<category><![CDATA[Startups]]></category>
		<guid isPermaLink="false">http://www.cfte.education/blog/?p=1232</guid>

					<description><![CDATA[<p>[fusion_builder_container hundred_percent=&#8221;no&#8221; equal_height_columns=&#8221;no&#8221; menu_anchor=&#8221;&#8221; hide_on_mobile=&#8221;small-visibility,medium-visibility,large-visibility&#8221; class=&#8221;&#8221; id=&#8221;&#8221; background_color=&#8221;&#8221; background_image=&#8221;&#8221; background_position=&#8221;center center&#8221; background_repeat=&#8221;no-repeat&#8221; fade=&#8221;no&#8221; background_parallax=&#8221;none&#8221; parallax_speed=&#8221;0.3&#8243; video_mp4=&#8221;&#8221; video_webm=&#8221;&#8221; video_ogv=&#8221;&#8221; video_url=&#8221;&#8221; video_aspect_ratio=&#8221;16:9&#8243; … <a href="https://blog.cfte.education/how-to-innovate/" rel="noopener noreferrer">Read more</a></p>
<p>The post <a href="https://blog.cfte.education/how-to-innovate/">The Secret to Successful Innovation in an age of Fintech Disruption?</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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<h2 style="text-align: center;"><span style="color: #993300; font-family: Arial;">The Secret to Successful Innovation in an Age of Fintech Disruption?</span></h2>
<p><img loading="lazy" decoding="async" class="aligncenter size-full wp-image-7700" src="https://www.cfte.education/wp-content/uploads/2018/04/the-secret-1.jpg" alt="innovation fintech disruption" width="768" height="512" /><br />
<span style="font-size: 16px; font-family: arial, helvetica, sans-serif;">In today&#8217;s financial landscape, new Fintech startups have well and truly changed the rules of the game. What was once an industry dominated by services provided by large financial institutions has seen small but nimble startups redefine what banking can be. In this short article, we&#8217;ll explore some of the key factors that can help incumbent banks successfully drive new sources of innovation to ensure they&#8217;re not left at the back of the pack.</span></p>
<h2><span style="color: #993300;"><strong><span style="font-family: arial, helvetica, sans-serif;">The Key Differentiators</span></strong></span></h2>
<p><span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"><span style="font-size: 16px;">In comparison to small businesses and start-ups, large firms possess the distinct quality of scale, which broadly characterizes their comparative advantages. With this scale comes increased financial freedom and capital to invest in innovation, as well as established market power that generates a relatively higher return on that investment. </span></span><br />
<span style="font-size: 16px; font-family: arial, helvetica, sans-serif;">Large firms can also independently engage in substantial R&amp;D practices, attract high-level talent, and devote resources to acquiring and protecting intellectual property.</span><br />
<span style="font-size: 16px; font-family: arial, helvetica, sans-serif;">Yet, large firms often lack the entrepreneurial culture and mindset, nimble adaptability, and risk-taking tendencies associated with smaller firms. With their size comes an additional layer of bureaucratic hierarchy that slow decision-making processes and the dynamic reaction time needed to capitalize on market opportunities.</span></p>
<h2><span style="font-family: arial, helvetica, sans-serif; color: #993300;">The Solution</span></h2>
<p><span style="font-size: 16px; font-family: arial, helvetica, sans-serif;">To combat these shortcomings and leverage their advantage of scale, it is important that large organizations adopt an approach that promotes innovative activity. This includes a focus on creating an innovative workplace culture, strategically investing in relevant external technologies, and acquiring specialized technology to meet immediate needs of the firm.</span><br />
<span style="font-size: 16px; font-family: arial, helvetica, sans-serif;">Specifically, in chapter 4, Dan Liebau, the founder of Lightbulb Capital and Fintech lecturer at Singapore Management University, explores new models of innovation in finance.</span><br />
<span style="font-size: 16px; font-family: arial, helvetica, sans-serif;">Meanwhile on the programme, Claire Calmejane, the Director of Innovation at Lloyds Banking Group (LBS), provides first-hand insight on how she has led LBS on a roadmap to digital transformation.</span><br />
<span style="font-size: 16px;"><a href="http://aroundfintech.cfte.education/"><span style="font-family: arial, helvetica, sans-serif;">Learn more about CFTE&#8217;s online Fintech foundation course, Around Fintech in 8 Hours.</span></a></span><br />
<strong>For more on the latest developments and events in Fintech today, feel free to subscribe to our weekly newsletters after the jump below!</strong></p>
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<p>The post <a href="https://blog.cfte.education/how-to-innovate/">The Secret to Successful Innovation in an age of Fintech Disruption?</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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			</item>
		<item>
		<title>The Expert Perspective with Megan Caywood, Chief Platform officer at Starling Bank &#8211; CFTE Blog</title>
		<link>https://blog.cfte.education/co-founder-and-chief-platform-officer-of-starling-bank-megan-caywood/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=co-founder-and-chief-platform-officer-of-starling-bank-megan-caywood</link>
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		<dc:creator><![CDATA[cfteadmin]]></dc:creator>
		<pubDate>Mon, 19 Feb 2018 09:28:23 +0000</pubDate>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Open Banking]]></category>
		<category><![CDATA[CFTE Blog]]></category>
		<category><![CDATA[Challenger Bank]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Fintech]]></category>
		<category><![CDATA[Megan Caywood]]></category>
		<category><![CDATA[online course]]></category>
		<category><![CDATA[Starling Bank]]></category>
		<guid isPermaLink="false">http://www.cfte.education/blog/?p=1050</guid>

					<description><![CDATA[<p>[fusion_builder_container hundred_percent=&#8221;no&#8221; equal_height_columns=&#8221;no&#8221; menu_anchor=&#8221;&#8221; hide_on_mobile=&#8221;small-visibility,medium-visibility,large-visibility&#8221; class=&#8221;&#8221; id=&#8221;&#8221; background_color=&#8221;&#8221; background_image=&#8221;&#8221; background_position=&#8221;center center&#8221; background_repeat=&#8221;no-repeat&#8221; fade=&#8221;no&#8221; background_parallax=&#8221;none&#8221; parallax_speed=&#8221;0.3&#8243; video_mp4=&#8221;&#8221; video_webm=&#8221;&#8221; video_ogv=&#8221;&#8221; video_url=&#8221;&#8221; video_aspect_ratio=&#8221;16:9&#8243; … <a href="https://blog.cfte.education/co-founder-and-chief-platform-officer-of-starling-bank-megan-caywood/" rel="noopener noreferrer">Read more</a></p>
<p>The post <a href="https://blog.cfte.education/co-founder-and-chief-platform-officer-of-starling-bank-megan-caywood/">The Expert Perspective with Megan Caywood, Chief Platform officer at Starling Bank &#8211; CFTE Blog</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
]]></description>
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<h2>The Expert Perspective with Megan Caywood, Chief Platform officer at Starling Bank</h2>
<p><span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">This week on &#8216;The Expert Perspective&#8217; we were very excited to catch up with Megan Caywood who serves as Chief Platform Officer for Starling Bank, a technology company with a banking license that is disrupting finance at its core. Megan has been pivotal in steering Starling to become one of the most promising of the so-called UK challenger banks and as chief platform officer, she has helped to mastermind the ‘Starling Marketplace’, an app based suite of financial products.</span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">Named on the Forbes 30 under 30 she took time out to share some of her hard-won wisdom…</span></p>
<h3><span style="font-size: 14pt;"><strong><span style="font-family: arial, helvetica, sans-serif;">How do you see finance <span class="aBn" tabindex="0" data-term="goog_1599109620"><span class="aQJ">in 10 years</span></span>?</span></strong></span></h3>
<p><span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">In sum: mobile, global and connected. Financial services are increasingly moving to be mobile based (native apps on iOS and Android in particular), and additionally, many Fintech startups are beginning their journey to become globally accessible (which is even easier when companies are mobile-based), and I believe these shifts will come to full fruition within 10 years. Finally, connected &#8211; APIs are changing the way financial services are built and brought to market, and enabling a connected ecosystem which is improving user experiences while simultaneously increasing competition and innovation throughout the market.</span></p>
<h3><span style="font-size: 14pt;"><strong><span style="font-family: arial, helvetica, sans-serif;">A company you like in Fintech?</span></strong></span></h3>
<p><span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;"><a href="https://www.tryflux.com/">Flux</a> &#8211; they&#8217;re working to make Receipts and Loyalty digital and a natural extension of your banking app (e.g. receipts naturally just appear as part of a Transaction in your Banking app, and you naturally just accumulate and redeem Loyalty and Rewards as you make purchases on your bank card), which just makes sense. It&#8217;s crazy that this space is still paper-based, and it&#8217;s really cool to see the innovation they&#8217;re bringing to this space.</span></p>
<h3><span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"><strong>Could you share an interesting article, piece of content, blog post you have read recently? Why did you choose it?</strong></span></h3>
<p><span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;"><a href="https://www.inc.com/justin-bariso/amazon-jeff-bezos-healthcare-formula-success-1-sentence.html">This article on Inc</a> &#8211; &#8220;Jeff Bezos Just Shared His 3-Step Formula for Success&#8211;and It&#8217;s Absolutely Brilliant&#8221; I chose this because it captures simple truths that are so true and brilliant (though complex in their execution) that have wide applicability to companies of all shapes, sizes and sectors.</span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"> </span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"><strong>A source of knowledge for our readers that would help them on their journey to adapting to Fintech disruption?</strong></span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">I like to recommend the book <a href="https://www.amazon.co.uk/Hard-Thing-About-Things-Building/dp/0062273205">The Hard Thing About Hard Things by Ben Horowitz</a> &#8211; it&#8217;s a great book that overviews challenges faced when starting a company and gives advice to aspiring entrepreneurs. I also like to recommend <a href="https://www.amazon.co.uk/Lean-Startup-Entrepreneurs-Continuous-Innovation/dp/1524762407/ref=sr_1_5?s=books&amp;ie=UTF8&amp;qid=1518793220&amp;sr=1-5&amp;keywords=eric+ries+the+startup+way">The Lean Startup</a> by Eric Ries &#8211; it gives great advice and a framework for succeeding and is worth reading.</span></p>
<h3><span style="font-size: 14pt;"><strong><span style="font-family: arial, helvetica, sans-serif;">Advice to a 20-year old who wants to be in finance?</span></strong></span></h3>
<p><span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">Finance is undergoing a revolution, particularly in terms of technology advancements. There is great opportunity to be part of this transformation, whether you join a financial technology startup or an established company. My recommendation is to dive in, embrace having a beginner&#8217;s mindset and look for opportunities to do things differently/better. A fresh perspective brings a lot of value, so trust your gut and don&#8217;t be afraid to bring those perspectives to the table. Also, when you identify a problem or opportunity, anoint yourself to do it! Don&#8217;t wait for permission or expect that someone else will do it.</span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">More expert insights into the Fintech revolution can be found <a href="http://www.cfte.education/blog/category/the-expert-perspective/">here</a>.</span><br />
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<p><span style="font-family: arial, helvetica, sans-serif;">P.S. If you enjoyed reading this post, please share to help spread awareness of the digital transformation of banking.</span><br />
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<p>The post <a href="https://blog.cfte.education/co-founder-and-chief-platform-officer-of-starling-bank-megan-caywood/">The Expert Perspective with Megan Caywood, Chief Platform officer at Starling Bank &#8211; CFTE Blog</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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		<title>Around Fintech in 80 Days: EP2 &#8211; What is Fintech (PART 2) &#8211; CFTE Blog</title>
		<link>https://blog.cfte.education/around-fintech-in-80-days-ep2/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=around-fintech-in-80-days-ep2</link>
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		<dc:creator><![CDATA[cfteadmin]]></dc:creator>
		<pubDate>Wed, 14 Feb 2018 12:48:27 +0000</pubDate>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[CFTE Blog]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Fintech]]></category>
		<category><![CDATA[Huy Nguyen Trieu]]></category>
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		<category><![CDATA[online course]]></category>
		<guid isPermaLink="false">http://www.cfte.education/blog/?p=1025</guid>

					<description><![CDATA[<p>[fusion_builder_container hundred_percent=&#8221;no&#8221; equal_height_columns=&#8221;no&#8221; menu_anchor=&#8221;&#8221; hide_on_mobile=&#8221;small-visibility,medium-visibility,large-visibility&#8221; class=&#8221;&#8221; id=&#8221;&#8221; background_color=&#8221;&#8221; background_image=&#8221;&#8221; background_position=&#8221;center center&#8221; background_repeat=&#8221;no-repeat&#8221; fade=&#8221;no&#8221; background_parallax=&#8221;none&#8221; parallax_speed=&#8221;0.3&#8243; video_mp4=&#8221;&#8221; video_webm=&#8221;&#8221; video_ogv=&#8221;&#8221; video_url=&#8221;&#8221; video_aspect_ratio=&#8221;16:9&#8243; … <a href="https://blog.cfte.education/around-fintech-in-80-days-ep2/" rel="noopener noreferrer">Read more</a></p>
<p>The post <a href="https://blog.cfte.education/around-fintech-in-80-days-ep2/">Around Fintech in 80 Days: EP2 &#8211; What is Fintech (PART 2) &#8211; CFTE Blog</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
]]></description>
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<h2>Around Fintech in 80 Days: EP2 &#8211; What is Fintech (PART 2)</h2>
<p><span style="font-family: arial, helvetica, sans-serif;">In the 2nd episode of Around Fintech in 80 Days series, Huy picks up where Nicolas left off and dives deeper to help provide a more complete understanding of Fintech by answering some of Nicolas&#8217; burning questions.</span><br />
<span style="font-family: helvetica, arial, sans-serif;">You can also view this episode on <a href="https://itunes.apple.com/gb/podcast/around-fintech-in-80-days/id1349165937">iTunes</a> | <a href="https://www.youtube.com/watch?v=aI5h8leDaMk&amp;list=PLY7wmWIE1BD9wej9WAj58cGYqgoJqZ8tR">YouTube</a> </span></p>
<h4><span style="font-family: arial, helvetica, sans-serif;">About Around Fintech in 80 Days</span></h4>
<p><span style="font-family: arial, helvetica, sans-serif;">Around Fintech in 80 Days is a unique mentoring process brought to life as a series of Vlogs originally published on Facebook where a Fintech Entrepreneur (Huy Nguyen Trieu) mentors an ambitious young startup founder (Nicolas Tonnard) on how Fintech is transforming the finance industry and the opportunities this represents. In their discussions, they cover a range of topics including Blockchain, P2P Lending, Bitcoin, Challenger Banks, Machine Learning, Big Data, Open Banking and much more.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">The series is split into 12 chapters with each chapter containing a series of videos explaining the theme in more detail as follows:</span><br />
<span style="font-family: arial, helvetica, sans-serif;">1. What is Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">2. Technology in Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">3. Education in Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">4. Collaboration between Fintech startups and incumbent banks</span><br />
<span style="font-family: arial, helvetica, sans-serif;">5. Investment in Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">6. Outsiders in Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">7. Fintech strategy</span><br />
<span style="font-family: arial, helvetica, sans-serif;">8. Neobanks and Challenger banks</span><br />
<span style="font-family: arial, helvetica, sans-serif;">9. Bitcoin &amp; Blockchain</span><br />
<span style="font-family: arial, helvetica, sans-serif;">10. P2P Finance</span><br />
<span style="font-family: arial, helvetica, sans-serif;">11. Ecosystems</span><br />
<span style="font-family: arial, helvetica, sans-serif;">12. Fintech: finance for millennials?</span><br />
<span style="font-family: arial, helvetica, sans-serif;">We hope you enjoy this episode and if you’d like a more in-depth overview of the main Fintech trends, please have a look at our online Fintech course, Around Fintech in 8 Hours here: <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=X3ziIAOXfyF8wXmU2Mmw1QEF54R8MTUxODc5MTExN0AxNTE4NzA0NzE3&amp;v=aI5h8leDaMk&amp;q=http%3A%2F%2Faroundfintech.cfte.education%2F&amp;event=video_description">http://aroundfintech.cfte.education/</a></span><br />
<span style="font-family: arial, helvetica, sans-serif;">For more information on CFTE, please visit: <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=X3ziIAOXfyF8wXmU2Mmw1QEF54R8MTUxODc5MTExN0AxNTE4NzA0NzE3&amp;v=aI5h8leDaMk&amp;q=http%3A%2F%2Fwww.cfte.education%2F&amp;event=video_description">http://www.cfte.education/</a></span><br />
<span style="font-family: arial, helvetica, sans-serif;">And don&#8217;t forget, if you&#8217;d like to be notified when the next episode goes live, please subscribe to the podcast.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">For more information on CFTE and to learn about our latest projects and be involved in our ecosystem, please subscribe to our weekly newsletter below.</span></p>
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<h3><span style="font-family: arial, helvetica, sans-serif;">Transcript of Video</span></h3>
<p><span style="font-family: arial, helvetica, sans-serif;">Morning everyone and thanks a lot, Nicola. I&#8217;m currently in London. Nicola was in Paris. And as you can see, in London it&#8217;s quite wet and windy. So I was on my way to Imperial College and I was stuck in the rain. So I&#8217;m very excited to be talking and trying this experiment of around Fintech in 80 days with Nicola. And I will try to make it fun. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">As a quick introduction, I run the disruptive group. Which is a business builder in finance. I have experience both in science and technology. I was in banking for quite a while. I was most recently a managing director at CT. And I launch businesses and activities in banks. Before that, I started as an entrepreneur and I was a CEO of a tech startup in the U.S. at the end of the 90&#8217;s. Which was a very very interesting lesson. We got amazing investors, amazing technology and amazing team. But to come back to, to come back to Nicola&#8217;s point, our timing was wrong. Because we did LinkedIn but five years before LinkedIn. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">So for in Fintech, I&#8217;ve been in involved in Fintech for quite awhile. I write a blog called &#8220;Disruptive Finance&#8221; and I love to share and exchange and educated about Fintech. Because I think that anyone who is in finance today, need to understand the technology. Anyone in finance needs to understand innovation. In the same way as 10 years ago, 15 years ago, if you were in advertising, if you were in the media if you were in travel, you had to understand technology because it had such an impact on your business, basically. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">So to come back to, to come back to the point of Nicola about what is Fintech? and is it only disruptors? I think Fintech is a tricky and dangerous word. I would say. Because people tend to think of Fintech as startups, which they are, but it is much much more than startups. I think that what we&#8217;re talking about is really about the impact of technology on finance which is much much broader than startups. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">The article that Nicola refers to, is an article I wrote two or three years ago but I think it&#8217;s still quite relevant. Where I looked at the different types of players in that ecosystem. Fintech startups are definitely one. And the Fintech startups which are trying to replicate the same thing as large traditional banks, for example, but doing it with newer technology, better user interface. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">That&#8217;s definitely one of the types of innovation we see. But there are also other types of innovations. We also see other types of startups, which are not trying to replicate the same thing as the large incumbent. But which are trying to do very very different things. Just think of Facebook for example. Facebook is something that didn&#8217;t exist in the real world and Facebook is something that could only exist online. I think that&#8217;s what we&#8217;re seeing also in the Fintech world. Some companies that didn&#8217;t exist at all before and which are being created only for our world. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">So that would be one where Fintech startups do the same thing but nicer, faster, cheaper. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">The second one would be, Fintech startups that want to do things very differently create new services, new products that didn&#8217;t exist. The third type of innovation, I think, we would see is new services and new inference which are coming from different sectors. People which could be the Amazon could be the Alibaba which could be the Googles. Which are creating new services in finance just because it&#8217;s very very complementary to the existing business. And we&#8217;re likely to see more and more of this. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">For example, the largest Fintech company in the world is Alibaba, which is an e-commerce company that entered into the space of finance. And, of course, let&#8217;s not forget the most important players in that space are still the traditional companies. The banks, the insurance companies, the asset mergers, and of course, we know that large companies will face challenges by trying to transform themselves because a 200,000 people company will transform itself much slower than a 10 people startup. But the very very large companies have a very important role to play in the space of innovation. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">So, to finish off on the question of Nicola about timing, and, you know, when is the timing? I think that&#8217;s one of the most important things in you know, any kind of disruption. When does it happen? And if you look at finance, when I had my startup 15 even more than 15 years ago, at that time, people were already saying that banks would be dead. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">At that time people were saying that telecom operators would be replacing banks and mobile payment would be the main way of paying. Which, if you live in the western world, hasn&#8217;t happened at all. It has happened, however, in some countries, like Kenya. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">So, timing is quite key because what is the difference between 15 years ago and today? And if were to say, you know, what would be the right timing for Fintech? And when will we start to see the real disruptions? I think it&#8217;s now. And I think it&#8217;s now. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">And that&#8217;s the reason why we launched the disruptive group last year. Over the last few years, we&#8217;ve seen humongous amount of activity and investment in Fintech. Five years ago, we had two billion dollar invested in Fintech. Last year we had 20 billion dollar invested in Fintech. That&#8217;s what I would call the first wave of Fintech. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">That&#8217;s what we saw as the first investment into Fintech and a lot of things happened in that space. Now we are seeing the second wave of FinTech, the real investment is coming now and the real innovations. So if there was a timing for Fintech or innovation in finance, I would say, it&#8217;s definitely now. So that finishes for today. </span><br />
<span style="font-family: arial, helvetica, sans-serif;">Thanks a lot for following. Give us any kind of comments. It&#8217;s an experiment for us, so tell us what is interesting for you. And see you on Wednesday!!</span><br />
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<p>The post <a href="https://blog.cfte.education/around-fintech-in-80-days-ep2/">Around Fintech in 80 Days: EP2 &#8211; What is Fintech (PART 2) &#8211; CFTE Blog</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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		<title>Around Fintech in 80 Days: EP1 &#8211; What is Fintech? (Part 1) &#8211; CFTE Blog</title>
		<link>https://blog.cfte.education/around-fintech-in-80-days-ep1/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=around-fintech-in-80-days-ep1</link>
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		<pubDate>Wed, 14 Feb 2018 10:12:11 +0000</pubDate>
				<category><![CDATA[Education]]></category>
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<p>The post <a href="https://blog.cfte.education/around-fintech-in-80-days-ep1/">Around Fintech in 80 Days: EP1 &#8211; What is Fintech? (Part 1) &#8211; CFTE Blog</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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<h2>Around Fintech in 80 Days: EP1 &#8211; What is Fintech? (Part 1)</h2>
<p><span style="font-family: arial, helvetica, sans-serif;">In the first episode of the series, Nicolas explains the thinking behind launching the series and begins to explain to the audience his definition of Fintech based on his reading on Huy&#8217;s Fintech and innovation focused blog, <a href="http://www.disruptivefinance.co.uk/">Disruptive Finance</a>.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">You can also view this episode on <a href="https://itunes.apple.com/gb/podcast/around-fintech-in-80-days/id1349165937">iTunes</a> | <a href="https://www.youtube.com/watch?v=aI5h8leDaMk&amp;list=PLY7wmWIE1BD9wej9WAj58cGYqgoJqZ8tR">YouTube</a>  </span></p>
<h4><span style="font-family: arial, helvetica, sans-serif;">About Around Fintech in 80 Days</span></h4>
<p><span style="font-family: arial, helvetica, sans-serif;">Around Fintech in 80 Days is a unique mentoring process brought to life as a series of Vlogs originally published on Facebook where a Fintech Entrepreneur (Huy Nguyen Trieu) mentors an ambitious young startup founder (Nicolas Tonnard) on how Fintech is transforming the finance industry and the opportunities this represents. In their discussions, they cover a range of topics including Blockchain, P2P Lending, Bitcoin, Challenger Banks, Machine Learning, Big Data, Open Banking and much more.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">The series is split into 12 chapters with each chapter containing a series of videos explaining the theme in more detail as follows:</span><br />
<span style="font-family: arial, helvetica, sans-serif;">1. What is Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">2. Technology in Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">3. Education in Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">4. Collaboration between Fintech startups and incumbent banks</span><br />
<span style="font-family: arial, helvetica, sans-serif;">5. Investment in Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">6. Outsiders in Fintech</span><br />
<span style="font-family: arial, helvetica, sans-serif;">7. Fintech strategy</span><br />
<span style="font-family: arial, helvetica, sans-serif;">8. Neobanks and Challenger banks</span><br />
<span style="font-family: arial, helvetica, sans-serif;">9. Bitcoin &amp; Blockchain</span><br />
<span style="font-family: arial, helvetica, sans-serif;">10. P2P Finance</span><br />
<span style="font-family: arial, helvetica, sans-serif;">11. Ecosystems</span><br />
<span style="font-family: arial, helvetica, sans-serif;">12. Fintech: finance for millennials?</span><br />
<span style="font-family: arial, helvetica, sans-serif;">We hope you enjoy this episode and if you’d like a more in-depth overview of the main Fintech trends, please have a look at our online Fintech course, Around Fintech in 8 Hours here: <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=X3ziIAOXfyF8wXmU2Mmw1QEF54R8MTUxODc5MTExN0AxNTE4NzA0NzE3&amp;v=aI5h8leDaMk&amp;q=http%3A%2F%2Faroundfintech.cfte.education%2F&amp;event=video_description">http://aroundfintech.cfte.education/</a> </span><br />
<span style="font-family: arial, helvetica, sans-serif;">For more information on CFTE, please visit: <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?redir_token=X3ziIAOXfyF8wXmU2Mmw1QEF54R8MTUxODc5MTExN0AxNTE4NzA0NzE3&amp;v=aI5h8leDaMk&amp;q=http%3A%2F%2Fwww.cfte.education%2F&amp;event=video_description">http://www.cfte.education/</a></span><br />
<span style="font-family: arial, helvetica, sans-serif;">And don&#8217;t forget, if you&#8217;d like to be notified when the next episode goes live, please subscribe to the podcast.</span><br />
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<h3><span style="font-family: arial, helvetica, sans-serif;">Transcript of video </span></h3>
<p><span style="font-family: arial, helvetica, sans-serif;"><strong>What is Fintech?:</strong> Hi Facebook, this is Nicholas speaking from Paris, for the first day of &#8216;Around Fintech in 80 Days&#8217;.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">Just a few words before entering our subject. It&#8217;s my first Facebook Live, so I&#8217;m sorry if it&#8217;s not perfect. But we&#8217;ll try our best. Today it will be a little bit longer because I will start with an introduction a little bit about &#8216;Around Fintech in 80 Days&#8217;, and then enter the theme of today.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">So &#8216;Around Fintech in 80 Days&#8217;, is a mentoring process between Huy and me, that we decided to turn public. The idea is that I started working on the disruptive group&#8217;s specific business opportunities that we&#8217;re studying, and then I&#8217;ve wondered how I could enhance and understand really the global ecosystem of Fintech.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">So I&#8217;ve asked Huy how can I learn, and how can he teach me a little bit of his knowledge. And he answered a little bit laughing, that I could start reading his more than 200 blogs on his blog. So I started to do that, and I was reading, taking some notes, and uplifting some comments, and questions for Huy, and there we were, he was sharing, I was learning, and at some point we thought that maybe this process could interest some people, to know more about Fintech, and to participate in this mentoring process. So we decided to turn it public. And two points here that are really important for us. The first one is that we&#8217;re doing this for you, so the utility is there if you see it, so don&#8217;t hesitate to give us your feedback, your comments, your critiques.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">We&#8217;ll learn as it goes so, we&#8217;ll change the process, and we&#8217;re trying to build the process. The more suited for you and for us. And the second comment is that we&#8217;ll not turn you into Fintech experts, that&#8217;s not the point. The idea is to draw an overview of Fintech and to give you the opportunity to understand the different trends, and if you want to dig into one more specific than other, you&#8217;ll have the chance to do it with us or alone. The fact is, that &#8216;Around Fintech in 80 Days&#8217; was meant for me to understand better the ecosystem. So in order to understand the specifics that I want to dig into for personal or professional purposes. So that was the little introduction, introduction, let&#8217;s dig into our first subject that is a definition of Fintech.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">So what is Fintech? And I share my personal view, and maybe Huy will change it, comment it. For me, Fintech&#8217;s, are all the startups that are in financial services, advanced financial industry. That&#8217;s a wide definition. Technology is key, but it&#8217;s not, but all Fintech&#8217;s are not tech-driven companies, and for me, technology is more one of the cause, that enhance the emergence of fintech&#8217;s, are as the new habits of consumption, and sentiment of frustration, against the traditional financial system.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">In fact, we can underline three common patterns around Fintech initiatives, and more widespread disruption, that are data, all the business models that are created today are around this data analysis, and how we can turn this analysis into revenue streams.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">About simplicity, this is the second point. Simplicity because the consumer habits of today are really simple, and we need simplicity, so all the user experience are turned simple.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">And the third point is, is the cost of launch that really plummeted, today you can launch a startup with a few dollars in your pocket. That&#8217;s for definition, and now the article that I read for today.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">The title was &#8216;Can a Disruptor Grow Ten Times Faster Than an Incumbent?&#8217; So this is not a definition of fintech as an entity, but it&#8217;s more a definition of the markets, and of the market where the fintechs are evolving. So the basic interrogation that we gave into this article was where does finance go, and when it would be disrupted.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">So I want to highlight the typology that Huy gave in this article, of the different actors that we can see in an industry. So the first one is incumbents. Incumbents are the traditional actors of an industry. The second one is the new entrants. So, for example, is the Locust Airlines, the model is that, with thanks to technology, a simple offer, and the absence of legacy system, these companies can turn down the cost structure, and enter new markets, gaining significant market shares.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">There is a different one that is disruptors. Disruptors invent new products, invent new business models, and turn the existing one as outdated or out-passed. This is the example of streaming in the music industry. The fourth actor is the outsider. This is an existing company that leverage existing assets, in order to enter smoothly a new market. We have the example of Alibaba entering finance, but they&#8217;re leveraging their customer base, and the trust they have with the customer, to enter smoothly the financial market.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">So the conclusion of the article that I read for today, is that in less than ten years, some industry has been completely disrupted, but the financial incumbents still there and still untouched. So this highlights three basic conclusions for me.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">The growth, the potential for growth of the different actors that I explained earlier. Most of all new entrants, outsiders and disruptors, and in less than ten years we can gain a significant market share with this potential.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">The second conclusion is the potential of the financial industry. As we said, financial incumbents are still there, so there is huge potential for new entrants, disruptors and outsiders in this industry.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">And the third one is the reaction. For me it&#8217;s quite interesting and exciting, to observe how the financial incumbents will react to this disruptive risk. Most of all because all the finance profession, is about managing risk. So these are my conclusions and comments, I have some questions for Huy, more about the definition of Fintech, and see if he has some differences, and to complement a little bit my definition.</span><br />
<span style="font-family: arial, helvetica, sans-serif;">So, about my definition, do you share my views?</span><br />
<span style="font-family: arial, helvetica, sans-serif;">Or for instance, for you does fintech embed disruptors, new entrants and outsiders, or it is only about disruptors?</span><br />
<span style="font-family: arial, helvetica, sans-serif;">And more widely, and this is a tricky question, maybe it&#8217;s not for today but, but the whole point of your article was to ask, when will finance be disrupted?</span><br />
<span style="font-family: arial, helvetica, sans-serif;">So if you have a date I&#8217;m all ears. Thank you for following, and I&#8217;ll see you on Wednesday. And I&#8217;ll let Huy answer this questions. Buh-bye!</span><br />
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<p>The post <a href="https://blog.cfte.education/around-fintech-in-80-days-ep1/">Around Fintech in 80 Days: EP1 &#8211; What is Fintech? (Part 1) &#8211; CFTE Blog</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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		<title>The Expert Perspective with the Founder of a Disruptive Media Startup &#8211; CFTE Blog</title>
		<link>https://blog.cfte.education/expert-perspective-rav-singh-sandhu/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=expert-perspective-rav-singh-sandhu</link>
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		<pubDate>Mon, 05 Feb 2018 10:21:53 +0000</pubDate>
				<category><![CDATA[Education]]></category>
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<p>The post <a href="https://blog.cfte.education/expert-perspective-rav-singh-sandhu/">The Expert Perspective with the Founder of a Disruptive Media Startup &#8211; CFTE Blog</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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<h2>The Expert Perspective with the Founder of a Disruptive Media Startup</h2>
<p><span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">From blockchain to robo-advisory services to AI, disruption in finance is everywhere. For any professional, the next logical step is to understand the impact of this disruption. Enter The Market Mogul.</span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">As a disruptive media company itself, it&#8217;s on a mission to reinvent the newsroom to bring you all sides of the story on the things that matter most to you, not only from a tech perspective but also in politics, global affairs, finance and business. It was, therefore, a privilege to sit down with Rav &#8211; whose had stints at Bain, JP Morgan and Goldman Sachs &#8211; to get his perspective on Fintech disruption.</span><br />
<span style="font-size: 14pt;"><strong><span style="font-family: arial, helvetica, sans-serif;">How do you see finance <span class="aBn" tabindex="0" data-term="goog_1599109620"><span class="aQJ">in 10 years</span></span>?</span></strong></span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">Finance industry will be further pushed towards decentralisation, both through the technological progress, but also through societal shifts. There will definitely be a number of new disruptive behemoths, but the incumbents shouldn’t be discounted from innovating either. </span><br />
<span style="font-size: 14pt;"><strong><span style="font-family: arial, helvetica, sans-serif;">A company you like in Fintech?</span></strong></span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: 14pt;">I love Revolut. I now use it for all of my payments and no longer use my Amex or traditional current account. They have a brilliant UI/UX experience making something which was once cumbersome &#8211; now seamless.</span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"><strong>Advice to a 20-year-old who wants to be in finance?</strong></span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;">Be curious and learn about anything and everything that interests you as you never know where and how it may be applicable. Go find the field that truly excites and fascinates you, whether in finance or elsewhere, but never chase money &#8211; which is what a lot of people who have entered finance do…</span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;">  </span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"><strong>Could you share an interesting article, piece of content, blog post you have read recently? Why did you choose it?</strong></span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;">My choice: <a href="https://education.us16.list-manage.com/track/click?u=1a380045567c4faca012d55e0&amp;id=13f3c8a8c7&amp;e=f10a147571" target="_blank" rel="noopener noreferrer" data-saferedirecturl="https://www.google.com/url?hl=en&amp;q=https://education.us16.list-manage.com/track/click?u%3D1a380045567c4faca012d55e0%26id%3D13f3c8a8c7%26e%3Df10a147571&amp;source=gmail&amp;ust=1517909749607000&amp;usg=AFQjCNHssQ18I9h8kVTiroqIGCq_UwKpQQ">&#8220;Ten years in, nobody has come up with a use for blockchain&#8221;</a>.</span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;">This is a long yet interesting deep dive into the applications of blockchain and the fact that despite being around for a decade, there are very few practical applications of it. Well worth a read if you&#8217;re new to the space!</span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"> </span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"><strong>A source of knowledge for our readers that would help them on their journey to adapting to Fintech disruption?</strong></span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;">Sure, we publish a Crypto Briefing, which is a short email sent to you every <span class="aBn" tabindex="0" data-term="goog_355171524"><span class="aQJ">Thursday</span></span>, to bring you up to speed with whats been happening in the Cryptocurrency and Blockchain space &#8211; as there are very few reliable sources out there. It’s had rave reviews from Senior Bankers, Technologists as well as Fintech enthusiasts.</span><br />
<span style="font-size: 14pt; font-family: arial, helvetica, sans-serif;"> It’s free and you can sign up <a href="https://education.us16.list-manage.com/track/click?u=1a380045567c4faca012d55e0&amp;id=5af3549a12&amp;e=f10a147571" target="_blank" rel="noopener noreferrer" data-saferedirecturl="https://www.google.com/url?hl=en&amp;q=https://education.us16.list-manage.com/track/click?u%3D1a380045567c4faca012d55e0%26id%3D5af3549a12%26e%3Df10a147571&amp;source=gmail&amp;ust=1517909749607000&amp;usg=AFQjCNFSmchf1apZZr3L_2buzkWsLYZrfA">here</a>.</span><br />
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<p><span style="font-family: arial, helvetica, sans-serif;">P.S. If you enjoyed reading this post, please share to help spread awareness of the digital transformation of banking.</span><br />
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<p>The post <a href="https://blog.cfte.education/expert-perspective-rav-singh-sandhu/">The Expert Perspective with the Founder of a Disruptive Media Startup &#8211; CFTE Blog</a> appeared first on <a href="https://blog.cfte.education">CFTE</a>.</p>
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