Mateus has been a Digital Payments Board Advisor on Banco do Brasil’s, a public Brazilian Bank since 2005. He has been working in the company’s credit card and electronic payment system division since 2008. His work scope ranges from Project Development to Scrum Product Owner to advise the Incubadora Division on being Agile. The Incubadora Division is responsible for bringing up new projects for Banco do Brasil’s Digital Payments Board. Prior to his current role, he worked at the Risk Division for being responsible for authorizations, risk, counterfeit, fraud mitigation systems, and new payment technologies applications.
CFTE: Given your banking background, how relevant is the topic to your activities? Was there something specific that motivated you to learn about Open Banking and Platforms?
Mateus: It was important for me to take the course on CFTE, because I was assigned to a group work who was responsible for presenting Open Banking new business opportunities to the Board Members team. So, when I was doing my research, I found an article called “Open Banking Strategy Formation” by Paul Rohan, Head of Business Strategy – Finance, Google Cloud (Business Application Platform) who teaches Open Banking in an online course.
When I did find the CFTE Open Banking Course online, I realized this course could solve a few problems for me. The first reason is to get a better understanding about various topics on the Open Banking matters and for that, I was glad to be able to see all the topics were fully organized and presented in an orderly way. The second was to get the opportunity to learn from high level and qualified professionals in the finance industry who were already involved, or had working experience in Open Banking.
CFTE: How have you implemented the knowledge and skills in your professional career?
Mateus: After the course, I was able to talk and present to other team members about what was happening in Open Banking for different countries. I saw how each nation addressed it’s main concerns in Open Banking and how they face it’s challenges. And it was important for me to be able to help the Banco do Brasil’s development team during the implementation of Open Banking.
CFTE: What were the main takeaways you gained from taking the course?
Mateus: By taking the course, it was good to see that all the present matters were fully addressed and I was able to take notice that Open Banking has already taken place in other parts of the world. That if it is implemented nicely and correctly, it can represent great business opportunities. Also it represents a major challenge but it could lead to big earnings for customers, users and stakeholders.
CFTE: And finally, if you could describe yourself in less than 3 words, what would they be?
Mateus: Enthusiastic in Applied Economics