What happens if you don’t learn AI in 2025? This blog looks at how AI is transforming finance and the simple way to find out if you’re ready for the AI era. Let’s dive in!

AI’s Impact on Financial Services: A 2025 Perspective

The integration of AI into financial services has led to significant shifts in the workforce:

  • McKinsey estimates up to 800 million jobs could be displaced by automation in the next few years.
  • The World Economic Forum says AI could replace 85 million jobs globally by the end of 2025 – but also create 97 million new ones for those with the right skills.
  • Junior roles in investment banks are being automated in real-time, pushing teams to reskill or risk redundancy.
  • And across the board, firms are urgently hiring for AI fluency, tech literacy, and strategic thinking.

The message is clear: To remain relevant in the financial sector, developing AI competencies is essential.

But how do you know if you’re AI-ready?

It’s hard to assess yourself. Most of us either overestimate our skills… or completely overlook what we don’t know.

That’s why we created AIQ – the AI Skills Assessment. This is a comprehensive tool designed to evaluate your preparedness across five key pillars:

  1. AI Fundamental: How strong is your understanding of AI concepts, models and data mechanics? This is the base layer of AI literacy.
  2. AI Implementation: From deploying tools to prompt engineering, this measures how well you can apply AI in your work.
  3. AI Governance: Do you understand ethical risks, bias, security and compliance in AI systems? This pillar covers responsible AI usage.
  4. Strategic Thinking: AI isn’t just technical – it’s strategic. Can you use AI insights to make better business decisions and guide your team?
  5. Human-AI Collaboration: This focuses on how well you work with AI: adapting to emerging trends, using AI tools, and thinking beyond automation.

This is your moment to act

Whether you’re in product, operations, risk or marketing – your ability to work with AI could define your next promotion, project or pivot.

Ready? Take the assessment now – free for early testers.

Learn the skills of Fintech

Learn the skills of Fintech

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Frequently Asked Questions

The Centre for Finance, Technology & Entrepreneurship (CFTE) is a global education platform that aims to equip financial professionals and organisations with the necessary skills to remain competitive in a rapidly changing industry. Our leading training programmes, curated by global industry experts, help talent build skills to join the digital revolution in finance. CFTE’s courses are globally recognised with accreditations from ACT, IBF, CPD, SkillsFuture and ABS.

At CFTE, our mission resonates with every learner’s goals to rapidly advance in their career, to thrive in their next project or even to lead the disruption in finance with their own venture. To help you do this, CFTE gives you the tools you need to master the right skills in digital finance. We bring exclusive insights from leaders that are steering the developments in the financial sphere from global CEOs to disruptive entrepreneurs. With CFTE you don’t just learn what’s in the books, you live the experience by grasping real-world applications.

If you are looking for rich insights into how the Financial Technology arena is transforming from within, we can help you get the latest knowledge that will stir things up in your career. CFTE offers leading online programmes in digital finance, covering an expanse of topics like – Payments, AI, Open Banking, Platforms, Fintech, Intrapreneurship and more, that will help you conquer the financial technology landscape. With this expertise at your disposal, you will be on track to turbocharge your career.

You will be learning from a curated line-up of industry leaders, experts, and entrepreneurs hailing from Fortune 500 companies and Tech Unicorns, among others. They will each be presenting their knowledge and experience in the field of digital finance. No matter if you are embarking on a new journey or fortifying your role, these lecturers and guest experts will guide you through the perspective of established institutions like – Starling Bank, Wells Fargo, tech giants like – Google, IBM, successful startups such as – Kabbage or Plaid, among many more!